Analysts must catch errors and outdated data for senior bankers, so this question screens for the confidence to speak up and the tact to do it without damaging trust or authority.
Use the SBI model: describe the specific instruction, the evidence that concerns you, and a neutral question or recommendation. Keep the focus on the work output, not the person's authority.
Start by acknowledging the instruction clearly so your senior knows you heard them, then state the specific part you are uneasy about and the evidence behind it, whether that is a discrepancy in the data, a compliance issue, or a conflict with DOLE rules. Frame it as a shared problem, not a challenge to their judgment, by saying something like, "I want to make sure we use the correct figure here, because I see two different numbers in the sources." Then offer a concrete next step, such as checking the original file or asking the client for clarification, and let them decide. Keep your tone steady and neutral, and avoid the Taglish habit of starting with "Sir, mali po" because that puts them on the defensive; instead, lead with the fact and let the question follow naturally. If they still insist, say plainly that you will proceed but want to note the discrepancy in writing, which protects both of you and shows you are thinking about the firm's exposure. Practice the line out loud a few times before the interview so it sounds less rehearsed and more like your genuine working style.
Filipino candidates often avoid challenging a senior because 'nakakahiya po' or overcorrect to 'Sir, mali po yata 'to' which sounds accusatory. The better phrasing is to present the evidence and ask which source should be treated as final.
Situation
In my internship at a local consumer finance company, a senior analyst asked me to copy last quarter's cost assumptions into the new quarter's budget pack even though I had already found updated supplier quotes showing a significant cost increase.
Task
I needed to point out the outdated data without appearing disrespectful or slowing the team down, while ensuring the pack reflected the latest information.
Action
I prepared a one-page summary showing the old assumption, the new supplier quote, and the impact on the budget line, then asked for five minutes with the senior analyst. I framed it as 'I want to make sure I am using the right source; the current supplier quote suggests a different number, should I proceed with the updated figure?' The senior analyst checked the email chain and confirmed the quote had been approved that morning.
Result
The budget pack used the updated cost assumption, and the senior analyst later asked me to fact-check two other sections before the next review.
Push back with evidence and a clear recommendation, not with an opinion that a senior is wrong.
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