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BDO Unibank is the largest bank in the Philippines, measured by assets, deposits, loans, and capital. It is a member of the SM Group and operates as a full-service universal bank, serving retail and corporate clients with a wide range of financial products and services.
With approximately 1,800 branches across the Philippines and several international offices, BDO Unibank has an extensive physical network. Its scale makes it a major employer in the country's banking sector, hiring for roles in branch banking, corporate banking, treasury, and other financial services.
For job seekers, BDO Unibank represents an opportunity to work in a large, established financial institution that offers career growth across diverse banking functions. The bank values long-term commitment and candidates who can clearly articulate their professional value, according to reports from those who have gone through its hiring process.
Written examination
Candidates go through a written examination.
Initial HR interview
An initial interview with a recruiter or HR representative follows the exam.
Secondary HR interview
A secondary HR interview is usually conducted after the initial one.
Hiring manager interview
A meeting with a hiring manager takes place after the HR interviews.
Senior executive interview
Some roles may include a final interview with a senior executive, often called a 'big boss' interview.
Waiting period
After the interviews, there is a waiting period for the hiring decision.
The interview process at BDO Unibank generally consists of multiple stages, although the exact number and order can vary by position. Typically, candidates go through a written examination, followed by an initial interview with a recruiter or HR representative. This is usually then followed by a secondary HR interview, then a meeting with a hiring manager. Some roles may include a final interview with a senior executive, often referred to informally as a 'big boss' interview. After the interviews, there is a waiting period for the hiring decision.
Alternate sequences have also been described, such as online resume submission, a written exam, an interview with an HR head, and then an interview with a team leader before extending a job offer and contract signing. The overall hiring timeline is often around two weeks, though it may differ depending on the role and department.
Interview difficulty is described by candidates as medium, and the experience is generally considered favorable. Typical questions probe your motivation for applying to BDO, your professional background, and how you handle workplace challenges. For entry-level roles, you may be asked about your willingness to work on weekends and holidays, and whether you had any failed subjects in school. Some technical roles include questions that test fundamental accounting or finance knowledge and apply it to real banking scenarios. Fresh graduates are welcome to apply for many positions, including teller-track and management trainee slots.
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The Client Service Associate role at BDO Unibank is a frontline, branch-based position that functions as the bank's primary teller and customer service representative. Day-to-day…
Read the Client Service Associate interview guide →The Management Trainee program at BDO Unibank is a structured entry-level opportunity aimed at developing the next generation of bank leaders. As the largest bank in the…
Read the Management Trainee interview guide →If you are preparing for a BDO Unibank interview, it helps to know the kind of questions that often come up. Based on shared experiences from past applicants, the following are some of the most common BDO interview questions, covering topics from your motivation and background to how you handle pressure and clients.
Show that you are in it for the long term. BDO Unibank reportedly looks for candidates who demonstrate commitment and can clearly explain how their skills will add value. During your interviews, connect your professional goals to the bank's broad range of services and steady growth, this signals you have researched the company and see a future there.
Prepare for behavioral and situational questions. Expect to discuss specific examples of how you handled difficult stakeholders, met challenging requirements, or dealt with workplace conflicts. Structure your answers using a clear situation-action-result format. For customer-facing roles, practice explaining how you would handle irritated clients or tight deadlines.
Finally, because the process often includes a written exam, brush up on basic math, logical reasoning, and if you are applying for a finance-related role, fundamental accounting principles. Even if you are a fresh graduate, do not be discouraged, the bank actively hires new graduates for teller, branch operations, and its management trainee program. Just be ready to talk about your academic background honestly, including any failed subjects, and emphasize your willingness to work on weekends or holidays if needed.
The number of rounds varies, but most reported experiences involve a written exam, an initial HR interview, a secondary HR interview, and a manager interview. Some roles add a final interview with a senior executive. So expect at least three to four stages.
Common BDO interview questions cover your motivation for applying, how you handle workplace challenges, and your ability to work with difficult stakeholders. Entry-level candidates are often asked about willingness to work weekends and holidays, and about any failed subjects. Some technical roles include finance or accounting questions based on real banking scenarios.
Yes, a written exam is frequently reported as part of the BDO hiring process. The exam typically tests basic aptitude, including math and logical reasoning. For positions requiring financial knowledge, the exam may also include accounting-related problems.
Many candidates report that the entire process takes around two weeks, but this can depend on the role and the number of applicants. It is a multi-stage process, so some patience is required between the written exam, interviews, and job offer.
Yes, BDO Unibank welcomes fresh graduates for many roles, including management trainee and teller-track positions. Your academic record will be discussed, and you may be asked about any failed subjects, so be prepared to answer honestly.
The Management Trainee program follows a similar multi-stage process as regular hiring, but is designed to identify future leaders. Expect a written exam, multiple HR and manager interviews, and possibly a panel or senior-level interview. The questions will focus on your leadership potential, long-term commitment, and how you would contribute to the bank's growth.